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Down Payment Assistance Guide

Discover 6 programs that can help you buy a home with little to no money down — even if you think you can't afford it. Mike Walker has helped hundreds of Georgia families use these programs.

6 down payment assistance programs explained
Eligibility requirements for each program
How to stack programs for maximum benefit
Step-by-step application process
Real examples from Georgia homebuyers
Mike Walker

Mike Walker

Regional Manager · NMLS #1595456

GFS Home Loans

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What's Inside the Guide

6 Programs That Can Get You Into a Home

Mike has helped hundreds of Georgia families use these programs. Here's a preview of what you'll learn.

Up to $10,00001

Georgia Dream Homeownership Program

State-backed program with forgivable second mortgage

First-time buyers, veterans, select professionals

Up to 5% of loan amount02

FHA + Down Payment Assistance

Combine FHA's 3.5% requirement with grant assistance

580+ credit score, low-to-moderate income

$0 Down Payment03

VA Loans — Zero Down

No PMI, competitive rates, no down payment required

Active duty, veterans, surviving spouses

$0 Down Payment04

USDA Rural Development Loan

100% financing for eligible rural properties

Rural and suburban Georgia homebuyers

3% Down Minimum05

Conventional 3% Down

Lower PMI than FHA, flexible terms

620+ credit score, stable income

Varies by employer06

Employer-Assisted Housing

Some Georgia employers offer housing assistance benefits

Employees of participating companies

Mike Walker
"I've helped hundreds of families who thought they couldn't afford a home discover programs that made it possible. Many of my clients were shocked to learn they qualified for assistance they didn't know existed. That's why I put this guide together — to make sure no one misses out on the help that's available to them."

Mike Walker

Regional Manager · GFS Home Loans · NMLS #1595456

Ready to See Which Programs You Qualify For?

Mike will personally review your situation and match you with the best available programs — at no cost.

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Mike Walker · NMLS #1595456 · GFS Home Loans · Equal Housing Lender